Updated: May 2026.
Most autónomos pay €25 to €60/month for an online gestoría handling quarterly filings and basic bookkeeping. Add payroll, the annual IRPF return, or a high invoice volume and the real number moves toward €80 to €120. This guide breaks down what each tier covers, where the hidden charges live, and how to read a price menu before you commit. For the underlying Social Security and tax costs that gestorías help you manage, see the autónomo guide and autónomo costs.
Most solo freelancers with no payroll need the basic or standard tier. For what a gestoría actually does, see what is a gestor.
Most online services for autónomos publish three price tiers. The base number covers quarterly filings. The true annual cost depends on what falls outside the plan.
Starter or basic — €24 to €40/month. Designed for a solo freelancer with up to 50 invoices per month and no payroll. Includes quarterly VAT (Modelo 303) and IRPF advance (Modelo 130), annual VAT summary (Modelo 390), and basic support by email or chat. The annual personal IRPF return (Modelo 100) and most special forms are billed separately.
Standard — €40 to €80/month. For 50 to 100 invoices per month or more form variety. Adds OCR document reading, bank reconciliation, assigned manager, and phone or chat access. Some providers include the annual IRPF return at this tier.
Premium or proactive advisory — €100 to €250+/month. For complex cases: tax optimisation, monthly planning, income simulations, international support, and representation for tax-office notices. Typically worth considering once annual revenue exceeds €60,000 or the business has complex deductions.
Traditional high-street gestorías charge €50 to €100/month for equivalent quarterly filings, with hourly rates for one-off procedures. Prices vary significantly by province.
Usually included in all plans:
Often billed as extra:
Limits to check in the small print:
Invoice volume. Going above 50 invoices per month is the single most common reason a basic plan triggers surcharges. Count all incoming and outgoing documents, not just sales invoices.
Payroll. Each employee adds €5 to €20/month in filing costs plus €30 to €60 per hiring or termination event. Full labour advisory raises this to €15 to €60 per employee per month.
Special VAT schemes. Recargo de equivalencia, OSS for cross-border EU sales, or IOSS for imports add filing complexity. Most basic plans do not cover these.
Ecommerce and creator activity. Selling on Amazon, Etsy, Gumroad, or similar platforms means platform reconciliation, international payments, and often multi-currency bookkeeping. Ask whether these integrations are automated or manual.
Support level. Assigned manager, phone access, and proactive planning all carry a premium. Email-only support is standard on basic plans.
Technology features. Plans with reliable OCR, automatic bank feeds, and e-invoicing integrations cost more upfront but reduce errors and the admin time of quarterly filing. This matters more as Verifactu-compliant invoicing becomes mandatory for autónomos on 1 July 2027. See the Verifactu guide for what is changing.
The monthly fee is not the annual cost. Before signing, add up:
To calculate your true annual spend: take the monthly base × 12, add the annual IRPF return, and estimate one to two extra procedure fees. For most consultants and service freelancers, the realistic total is €350 to €800 per year.
renn is a gestoría that handles autónomo registration, quarterly tax filings, and bookkeeping from one platform. Pricing is at getrenn.com/pricing. The ongoing plan includes automated bank and receipt capture, quarterly Modelo 303 and 130 filings, income-band tracking for Social Security, and access to a team of tax advisors.
For autónomos who want to set up and hand off the admin from day one, renn handles registration end-to-end — AEAT filing, RETA registration, tarifa plana, and DEHú notifications — and moves directly into ongoing management without a separate onboarding fee.
What are typical self-employed management prices in 2026?
Online gestorías charge €25 to €60/month for quarterly filings and basic bookkeeping. Traditional offices run €50 to €100+. The annual IRPF return adds €49 to €120 if not included.
Why do quotes jump from €29 to €80?
Invoice volume, payroll, special VAT schemes, and add-ons like the annual IRPF return or tax-office notice responses quickly compound. Always ask for the true annual price including all likely extras.
What plan do most freelancers actually need?
A solo consultant or service freelancer with up to 50 invoices per month and no payroll typically fits a basic plan at €25 to €40/month, plus the annual IRPF return separately. That comes to €350 to €600 per year all-in.
Should I pay more for automation?
Usually yes. OCR document reading, automatic bank imports, and e-invoicing readiness save hours and reduce errors that can trigger AEAT surcharges. The cost difference between basic and standard is typically €10 to €30/month and is often worth it.
Does Verifactu affect my management costs?
Potentially yes. If your current gestoría uses non-compliant invoicing software, you may need to migrate before 1 July 2027. Providers already aligned with Verifactu avoid this extra cost. See the Verifactu guide.
Is a gestoría legally required for autónomos?
No. You can file all quarterly and annual returns yourself. Most autónomos use a gestoría because the time cost of DIY filings and the risk of errors exceeds the monthly fee.
For most autónomos without payroll and with up to 50 invoices per month, an online plan at €25 to €40/month covers the quarterly filings. Add the annual IRPF return and you are looking at €400 to €600 per year all-in. As invoice volume, payroll, and international activity grow, the realistic monthly spend moves toward €60 to €120. Before choosing, check the invoice cap, which forms are included, whether the annual return is part of the plan, and what fees apply for tax-office interactions. Prioritise providers ready for Verifactu by July 2027 — switching invoicing software mid-year is an avoidable extra cost.
